It’s usually one of these
Low score, thin file, high utilisation, recent enquiries, income mismatch, existing obligations, or a simple data error.
Our free rejection check tells you the most likely reason in about a minute.
Frequently asked questions
Will checking my score affect it?
No. Checking your own score is a soft enquiry and does not affect it.
How fast do I get my report?
Most reports are ready within a few minutes.
Is my data safe?
Yes. Your data stays yours and is never sold.
Credit. Always on.
Know your score, see why you were rejected, and get a plan to improve — from ₹99.
Get started